Short-Term Plans
Short-term health insurance provides coverage for a limited period of time. If you recently lost coverage, are looking to protect yourself from a coverage gap, or even just need a policy for a specific event, then a short-term plan is a great option. Call our agents today to learn about short-term plans from carriers in your area.
Coverage when you need it
You can enroll in a short-term plan at any time of year, meaning unlike Affordable Care Act compliant plans you don’t need to wait until an enrollment period to get insurance!
Plans that meet your coverage needs
Short-term plans are available in a choice of levels, allowing you to choose your deductible size and policy limits to find a plan that best fits your needs. Short-term plans help protect you from high care bills for:
- Unexpected illnesses
- Emergency room visits
- Accidental injury
- Hospitalization
The cover included with each plan can vary greatly; check the details before choosing a plan. It’s important to note that short-term plans never cover the treatment of pre-existing conditions.
Short-Term plans are not ACA Compliant
Short-term plans are not ACA compliant, meaning they do not meet the essential minimum coverage levels outlined by the Affordable Care Act. This means that although they can protect you from high medical costs, they won’t prevent you from having to pay a tax penalty for not maintaining ACA compliant coverage. Promise Insurance can also help you find an ACA compliant plan.